Wealth disclosures.
Information about Koala Financial investment advisory services, custody, fees, and where to find our advisory brochures.
Investment advisory services.
Investment Advisory Services
Koala Financial, Inc. is an investment adviser registered with the State of California Department of Financial Protection and Innovation (DFPI). Registration does not imply a certain level of skill or training. Firm CRD #340891 - verify on the SEC's Investment Adviser Public Disclosure site at adviserinfo.sec.gov. Koala Financial, Inc. is a fiduciary to advisory clients. When we provide investment advisory services under an advisory agreement, we must act in the client’s best interest. Fees, conflicts, and services are described in Form ADV Part 2A.
Custody & Statements
Client accounts are generally custodied through Charles Schwab. Clients receive account statements from the custodian, and custody details are described in our ADV brochure.
Fees & Other Costs
Portfolio management fees are billed monthly in arrears. Fixed and hourly financial planning fees are paid upon completion. Third-party, custodian, fund, transaction, or product-level costs may apply and are separate from Koala advisory fees.
Financial Planning
In offering financial planning, a conflict exists between the interests of the investment adviser and the interests of the client. The client is under no obligation to act upon the investment adviser’s recommendation, and, if the client elects to act on any of the recommendations, the client is under no obligation to effect the transaction through the investment adviser. This statement is required by California Code of Regulations, 10 CCR Section 260.235.2.
Investing involves risk, including loss of principal. Past performance does not predict future results. Insurance commissions and compensation from affiliated services create conflicts of interest described in our ADV brochure. You may use unaffiliated providers, and advisory fees are not reduced to offset insurance commissions.
Start with the document that matches your question.
The ADV brochures are the main advisory disclosure documents. They explain services, fees, custody, conflicts, and advisor background information in more detail.
ADV Part 2A
The firm-level brochure for Koala Financial advisory services, including fees, custody, conflicts, and service descriptions.
ADV Part 2B
Short supplements with background information for Koala's investment adviser representatives.
Privacy Policy
How personal information is handled, used, and shared when needed to serve clients.
All disclosures
The main directory for wealth, insurance, CPA, and law disclosure pages.