Four steps from first conversation to ongoing review.
Coordinated planning relationships follow these four steps. Tax-only and legal-only engagements are simpler: scope, engagement letter, deliverable.
A 30-minute conversation about your goals, your current financial picture, and what you actually want help with. We explain what working together would look like and what it costs. If we are not the right fit, we will tell you honestly.
We get specific about goals, cash flow, and timing, then review your portfolio, tax picture, insurance coverage, and estate documents in one pass - with the other Koala teams weighing in where you have authorized it. You see the projections, the assumptions behind them, and the tradeoffs. We present options, not directives.
Then the plan goes to work. Tax moves like Roth conversions, loss harvesting, and charitable giving are coordinated with the Koala tax team. Estate documents are handled through Koala Law, PC, and coverage that fits is placed through Koala Insurance Solutions, LLC - each with your authorization, and only when it serves the plan.
After implementation, the work is keeping the plan current. We hold regular reviews, and when life changes - a new job, an inheritance, a business sale, a new child - you tell one team and the plan gets updated, not rebuilt from scratch.
When you authorize coordination, the right Koala teams can review the same planning facts and avoid decisions that work in one silo but create problems in another.
Tax strategy, charitable giving, portfolio changes, and legal documents can be timed before the window closes.
A move, sale, inheritance, new business, or family change can be reviewed across the services you use.
You should not have to restate the same background to every professional in your life.